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There are
many different policies available - let us
find the right one for you:
Budget
With this type of policy normally only
inpatient treatment is covered, this means
that diagnostic tests, Consultant’s fees and
outpatient treatments are not covered. This
type
of policy best suits those who can afford to
pay their own outpatient tests and
consultants fees from savings leaving the
policy to pay for the most expensive
treatments such as operations. Some insurers
will include diagnostic tests and
consultants fees if this later results in an
inpatient hospital stay. Inpatient
radiotherapy and chemotherapy is covered by
most insurers on budget polices. Inpatient
treatment is covered in full.
Standard
This type of policy covers full inpatient
treatment such as operations and a range of
outpatient treatments. Specialist
consultations and diagnostic procedures,
including pathology, radiology computerised
tomography, MRI Scans, radiotherapy and
chemotherapy up to a limit of anything
between £500 - £2000 depending on the
insurer. Normally Therapies such as
treatment by registered Osteopaths,
Chiropractors, Physiotherapists, Homeopaths
and Acupuncturists will also be covered
again up to specified limits that vary
between insurers.
Comprehensive
Comprehensive policies are very much
top-of-the-range healthcare solutions. They
typically include full inpatient cover,
unlimited outpatient cover as described
above, MRI, and CT scans and other benefits
such as psychiatric cover, travel cover,
dental cover, home nursing costs, chiropody,
recuperative care and incidental hospital
expenses (telephone calls, newspapers etc).
For complete peace of mind this is the type
of policy you should choose. |
