Travel Insurance with medical condition?
Posted in Health Insurance - Free QuotesHi,
I’m taking my father on holiday next month and I am looking to buy travel insurance.
He had a heart attack about 10 years ago and takes a combination of tablets everyday
I looked at the travelex website that people have recommended as it waivers existing conditions, however it states
"Purchase plan within 21 days of initial trip deposit"
I’m interpreting the initail trip deposit is when I paid the airline? That was months ago and doesn’t fall within the 21 day period.
Can anyone suggest another company that is competitive as the travelex quote was £30 () for 11 days. We only need the medical element as trip cancellations and delays etc.. are not required
Thank you
Hope you can help
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Posted: November 21st, 2009 at 6:47 pm |
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November 21st, 2009 at 6:50 pm
health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.
November 21st, 2009 at 6:50 pm
Before you shell out check with your bank to see what they provide. A lot of people are unaware that holding a current account often comes with inclusive holiday insurance when you use a debit card to pay for the trip. Your bank will explain what is covered. It may be that only the account holder is covered, so you need to ascertain whether your dad would be included. Alternatively, if your dad paid (you could put the money into his account first) I am pretty certain he would get cover which usually covers all risks abroad including those of a medical nature. The travel agents will try to sell you insurance as they get a kick back, but they cannot refuse to accept bank insurance as a substitute. You will need to quote the policy number which the bank will provide.
November 21st, 2009 at 6:50 pm
Check the post office as they provide travel insurance at competitive prices. Also try comparison websites such as http://theycompare.co.uk , http://gocompare.com , http://confused.com
November 21st, 2009 at 6:50 pm
I found out about Travel Guard Insurance company from a internet forum. For a few more dollars, you can purchase the option to "cancel for no reason." You only get 75% of your money back, but relieves you from worrying about cancelling. Here is an article about it http://www.articlesbase.com/travel-articles/travel-guard-review-1435392.html
November 21st, 2009 at 6:50 pm
I can’t answer your question but I would like to point out that many travel insurance providers will not cover pre-existing medical complaints or associated illnesses, so just a warning to look closely at any small print. Good luck.
November 21st, 2009 at 6:50 pm
Hi,
I would really recommend you IncomingHealthInsurance.com, it’s to easy to fill the online application.
I have use it by myself, last month when I visited Germany.
November 23rd, 2009 at 7:06 pm
[...] this article: Travel Insurance with medical condition? | Health Insurance UK … Posted in Travel Insurance | Tags: father, father-on-holiday, heart-attack, Travel Insurance, [...]
November 25th, 2009 at 9:52 am
Your travel insurance may be invalid if you don’t declare that you have a pre-existing medical condition so it is important to ensure that you have specialist travel insurance to cover your condition. Take a look at AllClear Travel, UK travel insurance company https://www.allcleartravel.co.uk which provides specialist travel insurance to cover pre-existing medical conditions, for travellers of all ages, including heart conditions
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December 25th, 2009 at 4:00 am
Your travel insurance may be invalid if you don’t declare that you have a pre-existing medical condition so it is important to ensure that you have specialist travel insurance to cover your condition.
yeah that’s it
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