Health Insurance UK Regulation (FSA)
Posted in Health Insurance - Free QuotesFinancial Services Authority: As from January 14th, 2005, the Financial Services Authority (FSA) regulate the sales and administration of private health insurance. The FSA set out rules which regulate the sale and administration of general insurance which must be followed by those dealing with you. There is more information about the FSA at www.fsa.gov.uk
Your application form or any declaration you make to your insurer forms the basis of your contract with the insurer. Answer questions accurately. By law all insurers have to treat personal information especially medical details with absolute confidentiality.
All insurers and anyone else advising on health insurance must have their own complaints procedure in place and be covered by the financial ombudsman. If you have a problem speak to your advisor or insurer first. If you are not satisfied with the way your complaint was handled, there is an independent dispute resolution procedure through the Insurance ombudsman service which your insurer or advisor must give you details of. The service is free.
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