Health cash plans in the UK are there to help cover the costs of areas of healthcare such as optical and dental care. Most health providers that offer health cash plans will have different levels of cover. Health cash plans are not private health insurance but cash back towards treatment received.

With regards to dental cover the plan will cover check ups and treatment. The optical cover will cover the costs of sight tests, glasses, prescription sunglasses and contact lenses. Therapies such as Physiotherapy, Osteopathy, Chiropractic, Acupuncture and Homeopathy treatments along with chiropody are normally covered. Also, allergy testing, marernity cover and hospital stays are covered.

You choose the level you wish to be on the plan. Normally children under the age of 18 are free. Note that there are normally qualifying periods for certain areas such as dental, optical and maternity cover. For further information or a quote please call 0800 042 0555 or email quotes@privatehealthservice.co.uk .